In the past, people often looked to their employers and the Social Security Administration to finance their retirement. Unfortunately, those days are long gone. Today’s reality is that your best hope for a comfortable retirement, not to mention the ability to provide for your loved ones and ensure your legacy, is to have an adequately funded, expertly prepared retirement plan, commonly in the form of an IRA. At Robert M. Goldberg & Associates, we can help you develop such a plan, by “stretching” and “protecting” your wealth. We will show you how to maximize income tax deferral and wealth accumulation while minimizing tax liability (stretch) and the threats posed by creditors or predators (protect).

What is the best time to start planning for retirement? We invite you to take a quick look at a table depicting how IRA assets typically accrue over time. The answer is clear. The best time to start planning your retirement is today.

IRA Planning

An IRA is a great tool for reducing taxes, but when you start drawing from it, Uncle Sam is going to want his cut, particularly after you pass away. In fact, taxes can devour a huge portion of your IRA when its assets are passed on to loved ones. Fortunately, there have been exciting new changes to the laws governing IRAs and Retirement Plans. We can show you a wide range of little-known tools and techniques, such as setting up a special Retirement Trust, that will allow you to take advantage of the recent changes to the law and protect more of your IRA assets for your loved ones and legacy.