Before exploring who is eligible for Aged, Blind, and Disabled (ABD) Medicaid, it is important to clarify the difference between Medicare and Medicaid. Medicare is a federal program that is administered and funded by the Social Security Administration. It is meant for people above the age of 65. You must have worked and “earned qualifying quarters” to get this coverage.
The Medicaid program, on the other hand, is funded by the state and the federal government and is meant for people of all ages with low income who cannot afford medical care or health insurance. It is administered by each state's Department of Job and Family Services. Learn more about ABD Medicaid eligibility here, and contact the team at Goldberg & Associates for more assistance with your application.
Income Constraints
The first thing qualification for ABD Medicaid is your income. The amount differs from state to state, but generally, the people with monthly income under $2,000 qualify for the Medicaid program. If you have children, you can qualify for it with an income over $2,000. Likewise, the income limit for pregnant moms is higher than others to qualify for Medicaid. For further information, you can reach out to us.
Emergency Situations
If you fall in the income bracket that is eligible for Medicaid and you are in a medical emergency, your medical bills can be covered. This includes everything from emergency diagnostic tests to surgical procedures and other things that are necessary to save a life.
In such cases, the procedures are performed and the eligibility is checked later. If it is determined that you don’t qualify for ABD Medicaid, you might have to pay all the bills from your pocket or health insurance. You can hire the services of a Medicaid lawyer in such a case to help Medicaid pay for your bills.
Disability Protocol
As the name (Aged, Blind, and Disabled) suggests, ABD Medicaid is available for people with disabilities. If you have a disability that is covered by this healthcare program, your chances of qualifying for this facility increase.
Residents of the State
Another of the conditions for Medicaid to work is being a resident of the state where the medical procedure is being performed. If, for example, you are a resident of Ohio and have to get a medical procedure done in Idaho, Medicaid will not cover your expenses.
To sum it up, in order to be eligible for ABD Medicaid, you need to have an income lower than the specified limit, have a disability, or be in an emergency situation and Medicaid can only cover you in your state of residence. Contact Robert M Goldberg & Associates today to know how we can help you with ABD Medicaid!