Every family is unique, with very specific planning needs. However, over the years, we have seen that a few generalizations can be made. At the most basic level, all families are concerned with bringing order to their affairs and passing their goals and values on to future generations.
Families of modest means need to provide for long-term care as well as address their physical and financial concerns. Middle-class families need to protect their hard-earned assets, use the tax laws to maximum advantage and ensure an inheritance for loved ones. Affluent families must address all of these same issues, as well as plan for their enduring legacy, together with the responsibilities they wish to pass on to family members.
At Robert M. Goldberg & Associates, we understand that trying to plan for your future and that of the people you love can be intimidating. We strive to make the planning process as stress-free as possible. This is why we have developed a system called the “Four Levels of Planning.” It can help you better understand the different types of tools available to help you reach your goals, as well as what these services might cost.